Go Online, Not in Line

Tired of running to the bank for every minor issue? Cozmo offers everything you need in one place - no lines, no trips, and no headache. Whether it’s for business or personal affairs, we deliver all the services of your local bank right to the palm of your hand.


Fee Free

Save both time and money when you open a Cozmo account directly from your phone and experience finance with freedom - no hidden fees, no minimum account balance, no maintenance charges, and no transaction fees when you send money overseas.

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One Card, Unlimited Possibilities

Busy international lives require simplified financial services with more freedom and versatility. Log on to the Cozmo app anytime to activate or disable your card, set spending and withdrawal limits, change your PIN number, and enable international spending anywhere in the world.


We’re Here to Help

Your money is important, even at 4 in the morning. That’s why we offer 24/7 customer support via phone, chat and email, as well as booking in-person meetings. Available in five different languages, our friendly customer service team is here to help.

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24hr International Transfers

Make instant, real-time bank transfers for free. Send money in 6 different currencies at the interbank exchange rate and save up to 6x on fees and commissions. With Cozmo’s 24-hour delivery assurance, upfront time and exchange rate guarantee, your money has never been in safer hands.